In Your Interest

Money you don’t spend doesn’t somehow march off to an investment account and begin compounding on your behalf. And this is the part of the story that matters.

What if you could really travel back in time? Not just in your mind — but literally, in a shiny DeLorean parked in your driveway, like something out of Back to the Future. What if you could go back to 1991, clutching $10,000 in your pocket, and choose exactly where to put that money, knowing what you now know in 2025?

You're trying to keep on track with your new savings regime but it can be incredibly difficult to stop the urge to buy once it’s in us....