Gone are the days of routinely approving home loan applications without the scrutiny of expenses. Now, banks are required to know, with...

Falling interest rates are turning many people's minds to their mortgages, and are creating a big opportunity to pay off their home loans...

This is an old story about two colleagues taking a break during work. One of them is a smoker and the other one isn’t. The non-smoker...

I don't normally tell people to do this, but sometimes you have to break laws to get ahead in life. You may have heard this adage. “Work...

The amount of money you initially borrow from the bank is called the principal amount and your bank charges you interest on the...

As many financial planners will tell you, building wealth is a process made of many small actions that add up over time. So if you want...

We all have a considerable amount of competing financial priorities. We know we should be buying less and saving more, but sometimes it’s...

Buying your first property can be an overwhelming process. First time borrowers often face uncertainty over how to apply for a home loan,...